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Foreign-currency-denominated loans to total loans

Deposit Takers › Additional FSIsMonthlyPer cent

Latest
45.96%
Jul 2026
On a year earlier
−0.94 pp
same period last year
Five-year average
51.53%
On five years ago
−5.80 pp

The whole record

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Source: Maldives Monetary Authority, via the Maldives Monetary Authority statistics database.

What the numbers say

Short term

The latest readings
  • The latest figure is 45.96% for Jul 2026, down 0.56 percentage points from Jun 2026 and down 0.94 percentage points on the same month a year earlier.
  • The change on a year earlier averaged −1.21 pp over the last three months, against −3.97 pp in the three months before: the year-on-year decline has narrowed.

Long term

The record as a whole
  • It has averaged 51.53% over the past five years and 53.72% over ten; the latest figure is 5.58 pp below the five-year average.

How to read this series

Banking soundness. The standard international indicators of bank health. Capital ratios measure the cushion against losses; the non-performing loan ratio is the share of lending in arrears; provisions show how much of that is already covered; return on assets and equity measure profitability; liquidity ratios measure the ability to meet withdrawals.

  • A stock: it is the amount outstanding at the end of each month, not activity during it, so periods are never added together.
  • Changes in a rate or ratio are given in percentage points, the plain difference between two readings.
  • Recent periods are often revised as fuller data arrive. The version comparison below shows what MMA has changed since this site began keeping copies.

Terms such as percentage points, flows and stocks, and trend growth are explained in How to read the tracker.

Revisions

This site holds one version of this series so far, first stored on 6 Oct 2026. Each time MMA adds a period or revises a past figure, a new version is kept alongside the old one and the two are charted against each other here.

Stored versions of Foreign-currency-denominated loans to total loans
VersionStoredMMA updatedCoversAddedRevisedRemoved
1 (current)6 Oct 202623 Aug 2026Sep 2015 – Jul 2026———

Sorted by Version, descending.

All figures

Every period on record, newest first. Sort by any column, filter, copy the table or download it as CSV.

Every observation of Foreign-currency-denominated loans to total loans
Jul 202645.96%−0.94 pp
Jun 202646.51%−1.83 pp
May 202647.41%−0.87 pp
Apr 202646.4%−3.71 pp
Mar 202646.11%−4.51 pp
Feb 202646.49%−3.69 pp
Jan 202645.8%−4.53 pp
Dec 202545.78%−3.39 pp
Nov 202547.04%−1.46 pp
Oct 202547.72%−0.30 pp
Sep 202546.78%+0.17 pp
Aug 202547.45%+0.54 pp
Jul 202546.9%−1.40 pp
Jun 202548.34%−0.44 pp
May 202548.27%−1.76 pp
Apr 202550.11%−2.13 pp
Mar 202550.62%−2.35 pp
Feb 202550.18%−3.90 pp
Jan 202550.33%−2.79 pp
Dec 202449.18%−2.60 pp
Nov 202448.5%−3.14 pp
Oct 202448.03%−2.93 pp
Sep 202446.61%−2.85 pp
Aug 202446.91%−3.42 pp
Jul 202448.3%−3.41 pp
Jun 202448.77%−2.90 pp
May 202450.03%−3.52 pp
Apr 202452.24%−3.42 pp
Mar 202452.97%−2.67 pp
Feb 202454.08%−1.76 pp

Sorted by Period, descending.

About this series

Source
Maldives Monetary Authority
Published by
MMA Statistics Database, series 4585
MMA table
Financial Sector › Financial Soundness Indicators (FSIs) › Deposit Takers › Additional FSIs
Coverage
Sep 2015 to Jul 2026 · 131 observations
MMA updated
23 Aug 2026
Last checked
22 Oct 2026

The analysis is calculated by Good Morning Maldives from the published figures; it describes the data and is not a forecast.